Once we have established our relationship, and you have decided on a course of action to follow, we will execute all the necessary requirements to implement the strategies you have chosen to pursue.  We will walk you through a step-by-step process that will help make you feel confident in your decisions. 

Also remembering that planning is a process and not just an event.  There will be ongoing reviews, updates, and possible changes as events occur or unexpected situations arise that were not anticipated.  Having a professional long-term relationship will be an added value to your future financial well-being.  Many of our existing clients have experienced these changes over the years and are grateful for our commitment to be there for them.

To execute and implement your customized strategies we will utilize the following products and services.


  • 403(b), Traditional & Roth-IRA's
  • Rollovers & Transfers
  • Retirement Planning & Strategies (CalSTRS, etc.)
  • Individual Tax Preparation
  • Tax Planning
  • Annuity Products (EIA, Fixed, & Variable*)
  • Insurance Products
  • Mutual Funds & Investment Management*


Kevin Ridley, Ridley Financial Corp, KR Annuity & Insurance Services, and KR Tax do not represent, nor are they affiliated with the California State Teachers' Retirement System (Cal STRS)